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Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?
贷款机构在发放贷款前会从多个角度考察潜在借款人:一个家庭需要将多少收入用于偿还债务?首付是多少?借款人是否有一份收入稳定的工作?借款人的信用评分是多少?