把这一句，留给此刻的你
The problem with interest rates are that you are not modeling a single number, you are modeling a whole term structure, so it is a sort of different type of problem.
利率的问题在于，你不是在对单个数字建模，而是对整个期限结构建模，所以这是一种不同类型的问题。
A LITTLE ENCOURAGEMENT
给此刻的你，一点向前的力量。
关于学习、善意与成长，读一句，再想一想。
You will have fewer regrets in life if you start focusing and taking responsibility for where you are and where you want to be.
如果你开始专注于你现在所处的位置和你想要达到的目标，你在生活中就会少一些遗憾。
On occasion we need to make a second effort - and a third effort, and a fourth effort, and as many degrees of effort as may be required to accomplish what we strive to achieve.
有时，我们需要做第二次努力，第三次努力，第四次努力，以及尽可能多的努力来完成我们所努力实现的目标。
True happiness is when the love that is within us finds expression in external activities.
真正的幸福是我们内心的爱在外在的活动中得到表达。