A COLLECTION OF GOOD WORDS
抵押贷款
Mortgage
We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.
我们不会在金钱的祭坛上抵押我们的良心，抵押我们的信仰，抵押我们的救恩。
Step by step, place became property, property became a mortgage, and mortgages became derivative investments.
一步一步地，地方变成了财产，财产变成了抵押，抵押变成了衍生投资。
Mortgages were less about getting people into property than getting them into debt. Someone had to absorb the surplus supply of credit.
抵押贷款与其说是让人们进入房地产市场，不如说是让他们进入债务市场。必须有人消化过剩的信贷供应。
In the past, if a homeowner with a mortgage had a problem making the payment, often he'd get together with a lender and strike a deal, because foreclosures are very expensive to the lender and obviously not good for the homeowner and the community.
在过去，如果一个有抵押贷款的房主在还款方面有困难，他通常会和贷款人一起达成协议，因为取消抵押品赎回权对贷款人来说非常昂贵，显然对房主和社区都不好。