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In the past, if a homeowner with a mortgage had a problem making the payment, often he'd get together with a lender and strike a deal, because foreclosures are very expensive to the lender and obviously not good for the homeowner and the community.

在过去,如果一个有抵押贷款的房主在还款方面有困难,他通常会和贷款人一起达成协议,因为取消抵押品赎回权对贷款人来说非常昂贵,显然对房主和社区都不好。

— Henry Paulson 保尔森

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