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Pull in your belt, spend less, and reduce debt.

  • -- Ray Dalio 达里奥

节省开支，减少债务。

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Less Debt Spend

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It seems to me that everyone on this planet whom I know or have worked with is suffering from self-hatred and guilt to one degree or another. The more self-hatred and guilt we have, the less our lives work. The less self-hatred and guilt we have, the better our lives work, on all levels.

在我看来，这个星球上我认识或共事过的每一个人都或多或少地遭受着自我憎恨和负罪感的折磨。我们的自我憎恨和罪恶感越多，我们的生活就越没有意义。我们的自我憎恨和罪恶感越少，我们的生活在各个层面上就会越好。

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Maybe it's just, I've always been to the less traveled places, in any topic, whether it's history, I always like to just choose the most obscure topic. And I don't know why I have that impulse. I can't really explain it but I've been doing that since I was a little kid.

也许只是，我总是去人迹罕至的地方，在任何话题上，无论是历史，我总是喜欢选择最模糊的话题。我不知道我为什么会有这种冲动。我真的无法解释，但我从很小的时候就开始这么做了。

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Refinancing doesn't reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.

再融资并不能减少你的债务，它只是重组你的债务，所以要清楚你想通过再融资达到什么目的。

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You need a routine, to be able to spend some time with a person, and my lifestyle is constantly on the move.

你需要一个固定的生活方式，能够花时间和一个人在一起，而我的生活方式是不断变化的。

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I have a child and I don't want to be at work all the time when he's small. I want to spend time with him.

我有个孩子，他小的时候我不想一直在工作。我想和他在一起。

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Touch pot, touch penny.

摸壶，摸便士。

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