Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?
如果你能将利率降低至少两个百分点，再融资抵押贷款通常是有意义的。但最重要的问题是，你需要多长时间才能做到收支平衡?
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