A COLLECTION OF GOOD WORDS

家庭

Households

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.

我和妻子在大学教授个人理财课程时提出的一个建议是,把所有支出都记下来,看看钱都花到哪里去了。单凭这一点就会让户主对x、y或z的支出三思而后行,并仔细考虑他们是否真的需要某样东西。

A LITTLE ENCOURAGEMENT

给此刻的你,一点向前的力量。

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关于学习、善意与成长,读一句,再想一想。

Good character is more to be praised than outstanding talent. Most talents are, to some extent, a gift. Good character, by contrast, is not given to us. We have to build it, piece by piece -- by thought, choice, courage, and determination.

良好的品格比杰出的才能更值得称赞。在某种程度上,大多数才能都是一种天赋。相反,良好的品格不是赋予我们的。我们必须一步一步地建设它——通过思考、选择、勇气和决心。